I believe the underlying credit story of the Indian consumer and entrepreneurs is very strong. Obviously, there is demand in that segment. I believe people underestimate the macros — they only look at the auto industry or the real estate industry. But equally, the crying demand in the country is to finance the unfinanced. Share this Comment: Post to Twitter. Is this risk aversion or demand destruction? Now, it is Rs lakh crore. In an interview with Saloni Shukla, he also says the bank would predominantly focus on lending to the bottom of the pyramid. What is the endgame for wholesale?
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